1889-CC Morgan $1 (1889-CC Morgan Silver Dollar) NGC MS64. This near-gem, key date 1889-CC Morgan Dollar is powdery white with satiny devices and fully lustrous fields. The coin is sharply struck with full details on the hair above Libertys ear and the feathers on the eagles breast. Not a trace of wear is seen, as expected. For the grade, Libertys cheek is clean with no marks worthy of individual mention on the coins devices or fields.

George T. Morgan designed the Morgan Silver Dollar, which was issued every year from 1878 to 1904 and then again in 1921. Hundreds of millions of Morgan Silver Dollars were saved in bags of 1,000 each in bank vaults because the federal government created artificial demand for them to satisfy the Western silver interests. Some were melted in the 1918, but large quantities remained in bank vaults and were later bought by investors and collectors. Because many millions of Morgan Silver Dollars exist today in the hands of the public, it has become the most widely collected coin of its era.

In the late 1870s a group of silver mine owners convinced Senator William Allison (Republican from Iowa) and Representative Richard Bland (Democrat from Missouri) to support a proposal for a new silver dollar. After much negotiation and intense lobbying by the silver industry, Bland and Allison introduced a bill to resume silver coinage, which had been stopped earlier. Despite the veto of President Rutherford B. Hayes, the Bland-Allison Act became law in February, 1878. It required that the Treasury buy a minimum of two million dollars a month of domestic silver to be coined into dollars. It also gave the silver dollar legal tender status. These became the dollars designed by George T. Morgan. The act attempted to keep silver at artificially high levels. Large quantities of Morgan Dollars were minted, but they did not circulate well and were kept in Treasury storage vaults, which accounts for their availability today in mint state grades. In 1904 production was halted because the supply of bullion was depleted. In 1918 the Pittman Act provided for the return of the Morgan dollar. It made its final appearance in 1921.

When he applied to the Mint for the position of Assistant Engraver, Morgan wrote explaining his previous experiences: I am familiar with the engraving of coin dies, having for several years, assisted Messrs. J.S. & A.B. Wyon. I think I may say that I have a good knowledge of Design & Modeling. I served an apprenticeship to the Die Sinking at Birmingham. From Birmingham School of Art I successfully competed for a Scholarship at South Kensington during my Studentship I obtained Medals & Prizes for Models of Heads from Life, Figures from Life & Antique Heads from Photographs and Flowers from nature. I believe it is not usual for an Engraver to have a practical knowledge of Bronzing. Fortunately I have knowledge of this art and could in a short time so instruct an apt scholar that he would be able to successfully bronze a medal. Morgans design for the dollar shows a close head of Liberty in profile facing left. She wears a headband inscribed LIBERTY. In her hair are cotton, corn, wheat, and tobacco. She wears a modified Phrygian cap and is surrounded with the motto E PLURIBUS UNUM, thirteen stars (seven left and six right), and the date. The reverse shows an eagle with wings raised looking left. In its talons are arrows and olive branch, symbols of preparedness and peace. A wreath is below and the motto IN GOD WE TRUST is above. Except for the eagles wing tips, UNITED STATES OF AMERICA and ONE DOLLAR circumscribe the design. The mintmark is below the wreath and above the denomination.

The only complaint with George T. Morgans design for the new dollar was that Liberty was too heavy. For his model, Morgan used Anna Williams, a school teacher from Philadelphia. Charles Barber also submitted a design. His design showed Liberty as also being too heavy, but she was also dumpy looking and had a fat neck. Morgans reverse showed an eagle that looked unnatural. Barbers seemed more real. In any case, it was Morgans designs that were selected for the dollar. It is an irony that the first Morgan dollar was presented to Rutherford B. Hayes, the president who had vetoed the authorizing act.

When first discovered, gold and silver found in Nevada had to be shipped over the Sierra Nevada Mountains to the branch mint in San Francisco. This trip was dangerous and expensive. The Nevada mine owners asked Congress to establish a branch of the mint in their state, and legislation was enacted in 1863. Carson City was chosen as the location for the mint facility because it was near some of the major mining sites.

The majority of Morgan Dollar coins can be found in mint state because they were saved in vaults. However, there are a number of rarities in the series. The rarest is the 1895 Proof only issue. Only 880 were struck and since it is a Proof only issue, all date collectors must acquire one to have a complete set. Others include the 1893-S, mintage 100,000; the 1889-CC, the present coin, mintage 350,000; the 1893-CC, mintage 677,000; and the 1894, mintage 110,000.George T. Morgan was born on January 4, 1845 in Birmingham, England. Morgan attended the Birmingham Art School and won a scholarship to the South Kensington Art School. He worked as an assistant under the Wyons at the British Royal Mint. In 1876 Morgan immigrated to the United States and was hired as an assistant to William Barber at the United States Mint. Morgan reported directly to Mint Director Henry R. Linderman, whose office was moved to Washington D.C. in 1873, no doubt upsetting Engraver Barber and his son, Assistant Engraver, Charles Barber. Morgan was involved in the production of pattern coins from 1877 until his death in 1925. He designed varieties of the 1877 half dollar, the Schoolgirl dollar of 1879, and the Shield Earring coins of 1882. He became the seventh Chief Engraver in 1917 with the death of Charles E. Barber. Today, Morgan is most known for his design of the Morgan Dollar of 1878 to 1921. A recently found, although never released design was for the $100 Gold Union.

By some standards his career was a disappointment. He was an Assistant Engraver for over forty years and during that time designed only one regular issued United States coin, the famous Morgan Dollar. In 1917 Charles Barber died. Morgan, at age 72, finally became Chief Engraver.

In its population report, NGC shows the 1889-CC in MS64 tied for third finest with 41 others and 6 better. At PCGS it is also tied for third finest with 2 better.